Nearly half of 18 to 35 year-olds are banking on a partner to help them get onto the property ladder, according to research.
Around 45% of people in this age group intend to buy their first home with a partner or loved one or already have, Halifax found.
Men were twice as likely than women to say that not being able to buy with someone else is a barrier to getting on the property ladder, according to the research.
Overall, 13% in this age group feel this way, comprising 18% of men and 9% of women.
A lack of income was seen as the biggest barrier for young people getting on the property ladder, with 55% of men blaming their salaries, compared with 70% of women.
Martin Ellis, a housing economist at Halifax, said: “It’s not difficult to see why so many young people are now waiting for a partner to take their first step onto the property ladder, as the average UK first-time buyer deposit reached a whopping £32,899 earlier this year.
“With many people trying to fund day to day living while saving for a deposit for a first home may not even be able to imagine raising this amount of cash on top of all their regular outgoings, first-time buyers in the UK are still on average £651 a year better off buying their own home compared to renting.
“Getting to grips with the property market jargon, calculating what’s affordable and understanding borrowing options available - including Government schemes - will help bring people looking to own their own home closer to the first step, no matter how far away they feel they are from reaching that first rung.”